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Increase would have been much higher without Colorado Democrats special session legislation which preserved coverage for nearly 30,000 Coloradans
DENVER, CO – Representative Tisha Mauro today released the following statement after the Division of Insurance announced that 2026 health care premium rates will increase by 101-percent due to Congress’s failure to continue the enhanced premium tax credits.
“With the GOP Congress failing to extend critical tax credits, health care rates are expected to increase significantly in Pueblo, which will have devastating consequences for Coloradans who can’t afford to pay an extra $1,000 a month for health care,” said Rep. Tisha Mauro, D-Pueblo. “While only Congress can fix this problem entirely, Colorado Democrats took action and passed a law to blunt some of the sharpest cost increases. Because of our action, premiums in Pueblo are nearly 13 percent lower than they would otherwise be. Still, Pueblo deserves better, which is why Congressional Republicans must act now so Coloradans don’t have to pay an arm and a leg for health care next year.”
Statewide health care rates for individuals who purchase their own insurance are expected to increase by 101-percent due to Congressional Republicans’ failure to extend the tax credits. Open enrollment begins this Saturday, and Coloradans who want coverage in 2026 must choose their plan before December 15.
Democrats have repeatedly urged Congress to extend the tax credits, which help make health care more affordable for around 225,000 Coloradans. In August, Rep. Mauro signed onto a letter to Colorado’s congressional delegation urging them to extend the enhanced premium tax credits that were intentionally omitted from the GOP’s H.R. 1.
The expiration of these tax credits on December 31 will lead to fewer people having health insurance and higher health insurance costs for everyone, including small businesses and Coloradans with employer-sponsored health insurance. If Congress extended the enhanced premium tax credits, the average premium increase would be 16-percent, instead of 101-percent, and some Coloradans would see no increase.
Colorado Democrats have significantly lowered health care costs with the state’s reinsurance program, which has saved consumers over $2 billion, and Colorado Option health care plan, which offered the lowest or second lowest cost plan in Pueblo in 2025. A recent study by Brown University found that the Colorado Option reduced monthly premiums by $101, even for non-Colorado Option plans. The average family of four in Pueblo that chose the Colorado Option plan saved nearly $4,500 in 2025.
Earlier this year, the Colorado General Assembly returned to the Capitol to combat some of the harm caused by Trump’s Megabill and Congress’s failure to extend the ePTCs. Colorado Democrats passed a law that will invest in Colorado’s reinsurance program and blunt some of the most severe cost increases from the expiring tax credits. This law reduces the statewide average premium increase from 174-percent to 101-percent, saving Coloradans $220 million on health care next year and preventing 28,000 Coloradans from being kicked off their health coverage. The law reduced premiums by over 13-percent in the Pueblo metro area. In 2025 in Pueblo County, the reinsurance program saved the average 40 year old individual over $6,600 and a family of four has saved nearly $25,000 from 2020 through 2025 due to the Reinsurance Program.